Ghana to Require Health Insurance for Non-Resident Visitors Starting July 1, 2024

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Starting July 1, 2024, Ghana will require all non-resident visitors to have a health insurance policy before they can enter the country. This new mandate ensures that visitors have access to essential healthcare services during their stay. 

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The policy, named “National Non-resident Visitors Health Insurance,” was introduced by the Ministry of Health (MoH) in February 2024 and is aimed at visitors staying in Ghana for less than six months. Developed in partnership with the National Health Insurance Authority (NHIA) and other stakeholders, the policy applies to those entering Ghana through airports with visas or obtaining visas upon arrival.

Dr. Isaac Morrison, Vice Chairman of the Technical Working Group on the Visitors Health Insurance Scheme and NHIA Board Member, highlighted that the policy is a response to challenges observed during the COVID-19 pandemic. At that time, foreign nationals in Ghana who fell ill often had no insurance coverage, placing a burden on the country’s healthcare system. To address this, the policy activates Section 2b of the National Health Insurance Act, 2012 (Act 852), which calls for the establishment of a health insurance scheme for foreigners.

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This initiative aligns Ghana with other African countries like Sierra Leone and Egypt, which have similar health insurance requirements for visitors.

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